Friday, June 08, 2007

Do you KNOW when it is Time to STOP and GIVE? By Robert Paisola

Sometimes You Do Things For The RIGHT Reason, Are You Strong Enough to Know when you Are Being Told by Your Inner Self To STOP and HELP someone?? , By Robert Paisola






















To all of our friends, students and readers around the world:

Today I am in Fort Lauderdale Florida attending an event at the LEARNING ANNEX. I have been busy dealing with all of the mechanics of being "In the Moment" of dealing with thousands of students and the hot and humid weather of South Florida.

Right now, I am back in my hotel room, and I felt the need to check in my with my corporate email liason, and all of a sudden it just hit me. We are making a worldwide difference.

The photo that you see above is one of myself, Robert Paisola and the Chief Executive Officer of IAI, The International Association of Investors, Mr. Don Burnham.

That was the focus of todays message, UNTIL I RECEIVED THIS.....

Take time to read this...

MR. ROBERT PAISOLA,


I HAVE BEEN FRANTICALLY TRYING TO REACH YOU. I LISTENED TO SOME OF THE AMAZING CASES THAT YOU DEALT WITH ON THE INTERNET ALL DAY YESTERDAY,AND ALSO READ YOUR PROFILE.

I PRAY THAT BY SOME MIRACLE I CAN ACTUALLY MAKE CONTACT WITH YOU. I DO REALIZE THAT YOU ARE VERY POPULAR AND IN GREAT DEMAND,BUT I REALLY THINK THAT YOU WOULD BE VERY INTERESTED IN MY PARTICULAR CASE. AND IF ANYBODY EVER NEEDED YOU,I NEED YOU NOW.

I AM SO UPSET THAT I CAN'T SLEEP OR EAT SINCE I CAME IN FROM A 2 WEEK JOB (I AM A BABY NURSE) ON THE 5-TH OF JUNE AND FOUND PAPERS TAPED ON MY FRONT DOOR INFORMING ME THAT I HAD BEEN SUED.

SINCE I HAVE NEVER HAD TO DEAL WITH ANYTHING LIKE THIS BEFORE,I HAVE ABSOLUTLEY NO IDEA WHAT TO DO.THEY ARE TALKING ABOUT A DATE THAT I HAVE TO RESPOND BY BUT I CAN'T FIGURE OUT WHAT THAT DATE IS AND WHAT IT IS THAT I AM RESPONDING TO OR TO WHOM. THE ORIGINAL CREDITOR WAS CALLED FIRST USA BANK.

I ACCEPTED A CREDIT CARD FROM THEM ON OR AROUND NOVEMBER OF 1996.

AT THE TIME I STARTED BUSINESS WITH THEM I HAD A DECENT PERCENTAGE RATE.


I PAID MY BILL ON TIME EVERY MONTH, AND THEN ONE MONTH I NOTICED THAT MY PERCENTAGE RATE HAD BEEN DRAMATICALLY RAISED.

SINCE I HAD UNDERSTOOD THAT SUCH A THING ONLY HAPPENED IF A PERSON WAS LATE OR MISSED PAYMENTS I THOUGHT IT WAS I MISTAKE THAT COULD BE CORRECTED WITH A PHONE CALL.WHEN I CALLED I WAS SURPRISED TO LEARN THAT THE ORIGINAL OWNERS HAD SOLD TO ANOTHER COMPANY AND THEY HAD DIFFERENT POLICIES AND THEY COULD OR WOULD NOT LOWER THE RATES.

I WAS UPSET THAT THEY HAD TRANSFERRED OUR CONTRACT WITHOUT CONSULTING OR EVEN NOTIFYING ME.

ISN'T THAT BREACH OF CONTRACT? BUT SINCE I WAS SO BUSY WORKING TO PAY MY BILLS I JUST QUIT USING THE CARD ,BUT STILL PAID EVERY MONTH. IT WAS HORRIBLE!

I WOULD SEND IN $150.00 EVERY MONTH AND $132.00 WENT TO INTEREST. AND THEN I HAD A SERIES OF BAD INCIDENTS THAT MADE IT IMPOSSIBLE FOR ME TO WORK.

I WAS FIRST IN AN AUTO ACCIDENT THAT PUT ME BACK ABOUT 3 OR 4 MONTHS AND THEN AFTER GETTING BACK TO WORK FOR A VERY SHORT TIME BECAME VERY ILL WITH A LIFE THREATENING ILLNESS THAT REQUIRED PRETTY MAJOR SURGERY.

I WAS SICK FOR SEVERAL MONTHS AND THEN IF THAT WASN'T ENOUGH THE FAMILY THAT I HAD BEEN WORKING FOR MOVED TO ANOTHER STATE.

AND SO NOW I DIDN'T HAVE A JOB(OR HEALTH INSURANCE) BY THIS TIME AS YOU CAN IMAGINE MY MONEY WAS PRETTY LOW AND SO I HAD TO SET PRIORTIES.AT THAT TIME I CALLED MY CREDITORS AND EXPLAINED THE SITUATION AND FOR THE MOST PART WAS DEALT WITH VERY KINDLY(I CONTINUE TO HAVE GOOD CREDIT WITH THOSE ESTABLISHMENTS TODAY)

BUT FIRST CARD ABSOLUTLEY REFUSED TO WORK WITH ME AT ALL. FINALLY I HAD NO CHOICE BUT TO JUST STOP PAYMENTS,I REALLY HATED TO DO THAT BUT THEY WOULDN'T BUDGE,AND ALSO I KNEW THAT THEY HAD ALREADY RECEIVED MORE THAN ENOUGH MONEY TO COVER ANY ACTUAL CHARGES THAT HAD BEEN MADE ON THE CARD.

I BELEIVE THE ORIGINAL CREDIT LINE WAS AROUND $5000.00 AND SO IT IS IMPOSSIBLE THAT I COULD HAVE EVER GONE OVER THAT AMOUNT+I HAD STOPPED USING THE CARD LONG BEFORE I HAD STOPPED THE PAYMENTS.

AND THEN I HAVE 7-8 YEARS OF WHICH I SENT IN AT LEAST$150.00 A MONTH,IT HAS BEEN FOUR YEARS AGO;

TO BE EXACT AUGUST OF 2003(BY THIER OWN ACCOUNT) AND THEY ARE SUEING ME FOR $14,053.73

IN ADDITION TO ATTORNEY FEES ,ALL COST OF SUIT AND FOR PRE AND POST JUDGEMENT INTEREST AT THE HIGHEST RATE ALLOWED BY LAW,FILING FEE OF AT LEAST$400.00.

BUT THE PART THAT CONCERNS ME THE MOST IS THE LAST LINE JUST BEFORE THE LAWYERS SIGNATURE WHICH STATES;FOR POSTJUDGEMENT INTEREST ON THE AGGREGATE OF THE AFOREMENTIONED AMOUNTS AT THE HIGHEST RATE ALLOWED BY LAW OR BY CONTRACT UNTIL PAID IN FULL;FOR GENERAL RELIEF AT LAW OR IN EQUITY. SIGNED BY LAWYER 'BERTOLINO LORENZANA LLP' AUSTIN TEXAS PHONE NO.512-476-5757 COUNSEL FOR PLANTIFF.

PLEASE TELL ME THAT THEY CAN'T JUST WIGGLE THIER PIN AND TAKE EVERYTHING THAT I HAVE WORKED SO HARD FOR.

SOMEONE DID CALL ME ON THIS A FEW MONTHS BACK OFFERING SOME SORT OF SETTLEMENT,BUT I COULDN'TAFFORD WHAT HE SAID WAS REQUIRED AT THAT TIME ,AND HE ALSO TOLD ME THAT FOR SOME REASON THAT I CAN'T REMEMBER THAT THERE WAS A VERY SHORT TIME FRAME FOR US TO WORK IT OUT.

I HAVE NO CHOICE BUT TO LEAVE WITH MY LINE OF WORK FOR 2-4 WEEKS AT A TIME AND WHEN I AM ON THE JOB MY WORK IS SO INTENSE AND EXHAUSTING THAT I RARELY HAVE TIME TO TAKE CARE OF ANY PERSONAL BUSINESS.I GIVE AROUND THE CLOCK CARE TO NEWBORNS,USUALLY HIGH RISK INFANTS THAT REQUIRE CONSTANT MONITERING. I DON'THAVE ALOT OF MONEY AND WHAT I DO HAVE I HAVE WORKED VERY HARD FOR.

PLEASE TELL ME WHAT I SHOULD DO.

THERE MUST BE SOME KIND OF LAW THAT WILL PROTECT ME AND MY BELONGINGS FROM THOSE SHYSTERS.

THANKS AND I LOOK FORWARD TO TALKING TO YOU.

LAVONNE


My friends, this is what life is about. This is what Western Capital is about. We are here for you and there is no amount of money in the world that would make me prouder than to help this young lady.

You see, it is NOT about how much money you have. It is not about how big your home is. It is not about how many people "Need" you, It is all about the Spirit of Abundance and the Spirit of Outflow.

There is nothing that can make me more proud than to be the conuit to help this mother who has dedicated her life to taking care of new born babies in the NICU.

This is why we do not pay attention to people like Stephen Dark at the Salt Lake City Tabloid Newspaper, The Salt Lake Weekly. This is why we do no listen to people like the PI in Florida, John Brewington. This is why we could care less what "Uncle Normie" has to say about our company and finally this is why Mr. Creditwrench ( Credit Wrench) himself, Bill Bauer has no effect on our operations.

I want you to know that we are here for YOU and that is why we fight the battles that we fight. That is why we deal with the media in the way that we do.. because if your child were born 3 months premature,wouldn't you feel a deep moral obligation to that person who stood by your side 24x 7 as the baby was developing?

What would you do?

2 comments:

juan2ba4re said...

O.K. The nurse is in a bit of a pickle, but you, Robert, can definitely help her! 1st, we may be dealing with an out-of-statute debt. The statute in Texas on "Open Accounts" (e.g., credit cards) is 4 years, so if she hasn't made a payment to the successor bank (probably J.P. Morgan Chase, but it may have been sold to a "debt buyer"), that is an issue she can raise on appeal (assuming that the plaintiff has already taken a default judgment). I would probably raise an issue of defective service of process and try filing a motion to vacate and petition for a rehearing. In the alternative, seeing as how she lives in Texas, she enjoys a 100% exemption from the usual post-judgment remedy of wage garnishment. Assuming that the only real property she owns is her Homestead that she actually lives in, her biggest worry is probably a bank levy. I would counsel her not to keep any money in a checking or savings account until you get this situation sorted out. Anyway, that's what I'd do.

Rod, a true Robert Paisola fan!

juan2ba4re said...

O.K. The nurse is in a bit of a pickle, but you, Robert, can definitely help her! 1st, we may be dealing with an out-of-statute debt. The statute in Texas on "Open Accounts" (e.g., credit cards) is 4 years, so if she hasn't made a payment to the successor bank (probably J.P. Morgan Chase, but it may have been sold to a "debt buyer"), that is an issue she can raise on appeal (assuming that the plaintiff has already taken a default judgment). I would probably raise an issue of defective service of process and try filing a motion to vacate and petition for a rehearing. In the alternative, seeing as how she lives in Texas, she enjoys a 100% exemption from the usual post-judgment remedy of wage garnishment. Assuming that the only real property she owns is her Homestead that she actually lives in, her biggest worry is probably a bank levy. I would counsel her not to keep any money in a checking or savings account until you get this situation sorted out. Anyway, that's what I'd do.

Rod, a true Robert Paisola fan!