Saturday, April 22, 2006

The Robert Paisola Report: Complaints against debt collectors on rise

Consumer complaints against debt collectors are way up, say government regulators.

Last year consumers filed 66,627 complaints against third-party debt collectors. That compares with 58,698 complaints filed against debt collectors in 2004, according to a new report released by the Federal Trade Commission.

The number of complaints against debt collectors reflected 19.1 percent of all complaints filed with the FTC — or more than filed against any other specific industry.
The FTC is required to file its debt collection report with Congress each year, summarizing complaints and enforcement actions.

The FTC is authorized to curtail abusive, deceptive and unfair debt collection practices, which hurt consumers financially and personally.

The Federal Debt Collection Practices Act permits reasonable collection efforts. But the FTC last year saw a rise in complaints of abusive actions.

Those actions included: demanding larger payments than permitted by law; harassing debtors; threatening dire consequences; making impermissible calls to consumers at work; failing to send required notices and failing to verify disputed debts.

The FTC report recommends Congress strengthen laws that, among other things, clarify standards concerning notices collectors must give consumers, how long collectors can continue collection activities and information consumers have a right to know about creditors.
The report concludes that “vigorous federal and state law enforcement in this area is essential to stop those debt collectors who fail to follow” the debt practices act.


Robert Paisola is driven by a passion for people--motivating them to reach
International Corporations, Robert trains sales and marketingprofessionals who want to strive to get to the top...and stay there. Hisinnovative, no-nonsense approach is based on applying what he has observedin his fifteen-plus years in sales, motivational speaking andtraining,thus revealing the common business habits of the top 20% of salesperformers in all organizations.

Robert's approach works...that's why New York-based Success Magazine has rated Robert Paisola as one of the top-five most effective sales-training professional in the market today.

Routinely Distinguished by The National Speakers Forum, Robert is also a regular contributor to Business Week Magazine, CNN, CNNFN, XM Satellite Radio, The Wall Street Journal, Telemundo International, National Public Radio and many other organizations.

For more information on Robert Paisola’s unique training programs, contact Robert at the Success Training Institute at or at 1-877-517-9555 or visit Robert's Media Access site located at:

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